Business funding without the bank drama

Click.
Cap.
Done.

Working capital from $10K to $2M for real businesses. A 5-minute application, a decision the same day, and money in your account as soon as tomorrow. No suits. No lines. No nonsense.

Get my offer → Why not just go to a bank?
No hard
credit
pull!
CLICKNCAP FUNDING CO. clickncap.com · open 24/7 (the website, anyway)
Merchant
YOUR BIZ
Requested
$150,000
Application
5 MIN
Decision
SAME DAY
Funded
TOMORROW
Bank meetings
0
Ties worn
0
Hold music
0:00
TOTAL STRESS$0.00

THANK YOU · COME AGAIN
(renewals available at 50% paid)

Approved
How it works

Three steps.
Zero lobby chairs.

  1. 1

    Apply in 5 minutes

    Tell us about your business and send your last 4 months of bank statements. That's genuinely it.

  2. 2

    Get real offers, same day

    A funding specialist (an actual human with an actual phone) walks you through clear numbers.

  3. 3

    Get the money

    E-sign, and funds hit your account by ACH or wire, as soon as the next business day.

Quick math

How much are we talking?

Slide it. Go on.

$150,000
$5K$2M

That's roughly 10,000 large pizzas. Not that we're judging.

Request this amount →
Funding

Pick your flavor.

01

Revenue-Based Financing

An advance on future sales. Payments flex with your revenue. Our fastest option.

$10K – $2M
24-hr funding → 02

Business Line of Credit

Draw what you need, when you need it. Pay only on what you use.

Up to $250K
Reusable → 03

Term Loans

A lump sum with fixed, predictable payments for the big moves.

$25K – $1M
Up to 24 mo → 04

Equipment Financing

Trucks, ovens, machines, lasers. The equipment secures itself.

Up to 100%
New or used →
An honest comparison

Us vs. the bank.

The Bank

  • Decision6–8 weeks (if they call back)
  • PaperworkA small forest
  • CreditPerfect, or goodbye
  • Dress codeTie. Possibly a second tie.
  • Who answers"Press 9 to repeat this menu"
  • Free stuffA pen on a chain

ClicknCap

  • DecisionSame day
  • Paperwork4 bank statements
  • Credit500+ considered
  • Dress codePajamas fully supported
  • Who answersA human. With a name.
  • Free stuffYour time back
Winner
Apply

Let's get you funded.

Checking your offers won't touch your credit score. A real person will reach out within one business hour.

  • 6+ months in business
  • $15K+ monthly revenue
  • U.S. business bank account

FAQ

Good questions.

Will applying hurt my credit?

No. We use a soft pull to show you offers. Your score doesn't budge.

How fast is "fast"?

Most people get a decision the same day. Once you sign, funds can land as soon as the next business day.

What do I need to apply?

Basic business and owner info plus your last 4 months of business bank statements. No business plan, no 40-page deck.

Can I qualify with bad credit?

Yes. We care more about how your business actually performs. Scores from 500 are considered.

What can I use the money for?

Any legit business purpose: payroll, inventory, marketing, equipment, repairs, expansion, surviving January.

Is it true there are secrets hidden on this site?

We have no idea what you're talking about.